FIXING YOUR CREDIT IS OUR GOAL

We work our hardest to remove correct or update the unverifiable items below:

student loans

inquires

late payments

repos

collections

charge offs

medical bills

child support

How long will it take to raise my score?

Through our services, 93% of our Clients see their credit score increase to points or more in the first 35 days. Over the full 18-day term of the contract, the average credit score increase is 80 points. See full statistical breakdown.

Why are your results different?

There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 70% of the negative items from a credit report.

Will the removed items come back?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

In addition to starting the credit dispute process with you, what can I do to help raise my credit score?

Pay all of your bills on time, every time. This includes your utility bills, mortgage and auto payments, and all of your revolving lines of credit like credit cards.

Check your credit report at least once a year. You can find out how to challenge bad information on your credit report here. Never charge more than 30% of the available balance on any of your credit cards.Banks like to see a nice record of on-time payments, and several credit cards that are not maxed-out If you are carrying high balances on your credit cards, then make paying them down below 30% a priority.

Do use your credit cards. Many people who make mistakes with their credit believe that the best way to fix things is to never use credit again. If you are afraid that you cannot handle your credit cards correctly then the best policy is probably this one: Run only your utility bills on your credit cards each month, and then pay the balance in full by the due date.